Terms and Conditions

Welcome to Secure Bank. By opening an account, using our services, or accessing our website, you agree to be bound by these Terms and Conditions.

1. Account Eligibility

You must be at least 18 years old and legally able to enter into a binding agreement. You agree to provide accurate and complete information during account registration and to update it as necessary.

2. Use of Services

You agree to use our banking and digital services only for lawful purposes. You may not use the services to commit fraud, engage in illegal activity, or interfere with the operation of our systems or other users’ access.

3. Security and Confidentiality

You are responsible for keeping your login credentials, password, and account information confidential. You must notify us immediately if you suspect any unauthorized access or data breach related to your account.

4. Fees and Transactions

We may apply service fees, interest, or transaction charges as described in the account disclosures. You agree to review account statements, balance information, and transaction history for accuracy and to report discrepancies promptly.

5. Privacy and Data Protection

We handle your personal and financial information in accordance with applicable privacy laws and our Privacy Policy. By using the service, you consent to the collection, storage, and use of your information as described in the policy.

6. Electronic Communications

You agree that communications from Secure Bank, including account notices, legal notices, and disclosures, may be sent electronically by email or through the online banking portal.

7. Account Monitoring and Suspension

We reserve the right to monitor account activity, suspend access, restrict transactions, or close an account if we believe there is suspicious, unauthorized, or unlawful activity.

8. Limitation of Liability

Secure Bank is not liable for indirect, incidental, or consequential damages arising from the use of our services, except as required by law. Our liability for direct damages is limited to the fees paid for the related service, if applicable.

9. Changes to Terms

We may update these Terms and Conditions from time to time. Continued use of the services after changes are posted indicates your acceptance of the revised terms.

10. Governing Law

These terms are governed by the laws of the jurisdiction where Secure Bank operates, without regard to conflict of law provisions.

By continuing to use our services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

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